OUR TOP PICKS – Below we have separated four of the top cash advance lenders with which we are affiliated. They offer some of the lowest fees and flexible repayment terms. Direct lenders such as CashNetUSA and MyPaydayLoan are direct lenders and can approve your application instantly.
The others rely on a broad network of lenders to which they match your application for the best rates. Network lenders may require additional documentation and may take 24 hours or more to approve your loan request. However, often network lenders can obtain more favorable terms and fees as can direct lenders.
| Lenders | Loan Services | Maximum Loan | Loan Fees | Payment Terms | |
 | Direct Lender | $1,000Varies By State, Not All States Are Serviced | $15 Flat Rateper $100 Borrowed, Varies By State | Max. 35 Days Cash Advances Max 180 Days Installment Loans | 
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 | Direct Lender | $1,000Not Available In All States | Varies Based on State | Varies |
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 | Direct Lender | $1,000Not Available In All States | Varies Depending on Lender Match | Max. 31 Days |
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 | Direct Lender | $2,000Not Available In All States | VariesDepends on customer and amount | Usually 6 months |
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Overnight Cash For Today’s Emergencies
You’ve heard about PayDay Loans, or Overnight Cash Advances, and you’ve probably landed on this page because you are curious or perhaps in need of emergency cash. There are dozens of direct lenders and credit service organizations lining up for your business and it can be confusing to choose the best service.
We are affiliated with about a dozen different pay day lenders and service providers and we invite you to revew the pages on our site to learn about these lenders. It’s important that you understand the difference between a direct lender, a credit service organization, and a loan broker. Please take the time to read our page titled “What You Should Know“.
| Before applying for a payday loan or cash advance read what the FTC has to say about your rights as a consumer and the Federal Truth In Lending Act. Also check with the Better Business Bureau to see if your lender has had any complaints filed for unfair practices. |  |  |